Franck MALOCHET

Management of Non banking Company under the Chinese Central Bank supervision
Company owned by Dongfeng Motor Group and PSA Group : 330 employees
Stock Financing: 760 dealers included in Peugeot and Citroen Networks
Products: Credit, leasing, services and Insurance
Total Outstanding: 2,3 Billion USD and NBR : 131MUSD
300.000 clients, 26% cars financed to end-customers
200.000 cars per year financed to dealers.

Management of Bank under the Russian Central Bank supervision.
Company owned by PSA Group: 65 employees
Floor plan & Deposit: 65.000 cars per year financed to dealers
Retail : 27% of final customers.

Management of three financial companies in Croatia and Slovenia owned by PSA Group: 45 employees, 3 companies in 2 countries.
Stock financing for dealerships included in Peugeot and Citroën networks.
Retail Financing: credit, financial and operating leasing.

Main achievements:
- Definition and implementation of strategic development (Local middle term vision),
- Developement of the portefolio (+ % in 3 years)
- Launching of financial and service products,
- Re-insourcing of back and front offices tools and teams (credit, financial and operating lease).

Head of Securitization department in charge of the launching and the follow up of ABS operation: 3 employees, 1 project launched.

Main achievements:
- Settlement of the department
- Preparation and launching of Auto ABS Germany for one billion euro of customers claims including a high residual value part.
- Follow up of existing securitization France, Spain, Germany, Italia.
- Follow up of other existing commitments : SFEF (1 billion euro)

Supervision of countries for financial control: Forecasts, budget, results…

Main achievements:
- Determination of Group retail provision and implementation of Basel II prudential standards
- Business Plan for the International Development of the Bank

Accounting controls for Eastern Europe and Latin America: Internal control, inventories, accounting reviews, checking of accounting processes, training.

Auditing of the financial reporting chain (French Gaap PCG and PCEC)
Consulting for listed or not listed companies: M&A and due diligence, technical support and project management for the implementation of Basel II standards.

Financial and juridical follow up of new companies settlement or corporate sales.
Implementation of a fund (460K€) to support companies settlement with a special credit offer (no interest, no warranty).